The Truth of Credit

Educating the Least “Sophisticated” Consumer


Posts Tagged ‘Negotiating’

3 Things You Should Never Say to a Debt Collector

It’s a widely held belief that one should never feel bad for what is said to a debt collector. That may be true in most cases but some phrases will only turn the heat up on you.  You should be aware of these phrases to avoid further possible ”harassment”.
1. Never say you’re going to pay on a given [...]

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Debt Verification

I’m aware that almost all of the writing on the Internet regarding Debt Collections state that you should make the collection company verify the debt. This is what I call a “STALL”, and turns out to be just that 95% of the time. This in my opinion is like asking for a paternity test. However, I [...]

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