The Truth of Credit

“No more fine print, no more confusing terms and conditions. We want clarity and transparency from here on out” – Barack Obama
Last Thursday Barack Obama met up with major credit card lenders with the goal of helping consumers. There is no question this industry needs a serious overhaul. There are still people getting credit cards [...]

For those of you who need to delay the collection process in order to get some money together, this post is for you. For the most part, it is just a stall, so while it’s highly effective it can also back fire of you. Under the Fair Debt Collection Protections Act (FDCPA), you are allowed to request [...]

Recovering from foreclosure can be daunting. But as bad as it seems all is not lost. By starting to re-build your credit today you should be able to purchase another home in a short amount of time sometimes within a year. You will pay a higher interest rate ( Bankrate.com) but you can rejoin the [...]

Credit Card Fraud is something we all think happens to everyone but ourselves. I recently found a video on Youtube that will show you that it can happen to you and that the person stealing from you could be within punching distance. I don’t show you this to worry you, I show you this [...]

Have you ever heard of a bankruptcy mailing list? You probably thought that you would quit receiving credit card offers after your bankruptcy, but because of a this list, you will receive more than ever! Credit card companies are eager to get your name after a bankruptcy, hence the need for such a list! They [...]