So lets say you win a scratch off and come into $5,000. What would you do with that money? This is a question I have thought long and hard about. Years ago I always thought invest first pay debt second. There are times when that mindset makes sense (IRA, 401k etc….). However, watch this video and see how much money you maybe throwing away.



The TRUTH is a 15% return on your investment is hard to come by (ask Jim Cramer). Paying off your debt is always a wise choice but remember you know your finances better than anyone. Nobody cares more about your money than you do

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