Rick Vaughn, Categories: It has been a long while sense I have written about a “Day in the Life” of a Debt Collector. I’m kind of getting tired of writing about facts that most people really don’t care about or read for that matter. So I’m going to start writing about my days and if its boring to you so be it. I’m sure your job is boring too unless your a Navy Seal or Brett Farve. So here was my day August 8thth. Hope you enjoy:
- Mid-Age Male from Pennsylvania calls in-A few days previous we had a pretty heated discussion regarding some bounce checks that he setup from 2 months ago. Now, after 2 months of bad checks and playing phone games he is calling in to apologize. This almost never happens so I take it easy on him this time. He wants to reset his checks but, not for the amount we agreed to 2 months ago. So in the interest putting the account to rest I take the new checks for $250 for 2 months and then $150 there after until the balance is paid. I’m glad to get this guy off my desk.
- Business Owner from Arizona-This poor guys credit was completely shot and had 2 foreclosures. He picked up the phone right away and I could tell he knew the routine. He goes on to explain that this debt $10,000 is not a priority to him and that he is basically there nothing he could do. Now, most of the time I would push the issue but he has literally “NOTHING” and no way of getting a loan. It’s still early in the month I’m positive I can get him on the phone again but, I’m not going to waste my time now.
- Government Employment for California- This lady was a real fireball. She was with Campos Law Firm (Debt Settlement Company) and was making payments religiously to them over the last 5 months. However, she found out they were not contacting her creditors or doing any of the another things that she was promised (usually the case). So she wants to make payments but those aren’t an option anymore. Obviously, she works with government and has retirement which she vigorously denies but then later fesses up. Personally, I hate to see people dip into retirement to pay these off kinds of debts but she got some bad advice and my client should not have to pay the price for that. I give her a 75% settlement in the range of $5,000 she will get back to me tomorrow.
- Housewife in Colorado- Here is classic case of someone hanging up right as you identify yourself. These are the people that give you the “thrill of chase” because now she knows why I’m calling. Maybe her neighbor could get her a message or maybe a relative? I’ll keep you updated on her.
- Experienced Entrepreneur in Georgia- This lady really was so nice but her story so sad. She had a thriving retail business that recently went belly-up. Getting up in years she handed the business over to a granddaughter who obviously had no clue. Unfortunately, for her the company cards were still in her name leaving her legally obligated which she admitted. As you can imagine this is a relatively large debt ($30,000) she is offering nothing. After a good conversation she is going to try to sell some old inventory to at least make some form of payment. My guess however, is this has judgment written all over it she has assets and a home that is paid off.
Money collected today: $250 (BOOO!!!!)
YouTube video of the day!
No I don’t endorse this crap!
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3 Comments until now.
Wow! You sure had quite a full day. The economic crunch is really getting into people nowadays - and that’s everywhere in the world. I pity the people who can’t pay but of course, they are still obligated to do that.
It’s hard to collect and that’s one thing you’re good at - and you’re not rude too.
I didnt find this boring at all. I enjoyed reading about it.
interesting stuff. keep it up. I want to read more about the people you collect from.
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