The Truth of Credit

Wheeeeewwwww Buddy! It’s been along time since I have written a post. To be honest there has not much to be write about lately on the collection front for myself. The month of August has been absolutely abysmal for me personally. Possibly the worst month in my career. Everyone who answers can get on the [...]

The goal of a bankruptcy is to obtain a discharge of debts. When a debt is discharged, it is no longer attached against the debtor personally.
However, if you have personal liability for a debt, a creditor with a judgment can use legal processes, like levy and garnishment, to reach your “non-exempt” (not [...]

YouTube is a great site for the open minded. Recently, I ran into a few videos by a Certified Public Account (CPA) by the name of Stacy Johnson. Mr. Johnson’s videos are a great resource for educating people on credit issues. You can visit his page by clicking here. Here is a [...]

I wanted to discuss the question of whether it is better to Rent or Buy a home? This is a common question for those first-time home owners or someone looking to re-establish themselves.
 In most cases, it’s better to buy a home than to rent. But not in every case. Comparing buying with renting is actually a fairly complicated endeavor. So [...]

With the implementation of the Fair Debt Collection Practice Act (FDCPA) their are a few important themes that need to be clear on every call. Before the Act was passed debt collection was kinda like the wild west where anything goes with the purpose of getting paid at any cost. While there are still those [...]