The Truth of Credit

Have you ever heard of a bankruptcy mailing list? You probably thought that you would quit receiving credit card offers after your bankruptcy, but because of a this list, you will receive more than ever! Credit card companies are eager to get your name after a bankruptcy, hence the need for such a list! They know that you want to reestablish your credit. They also know that you cannot get out of your debt for at least seven years, so they are happy to obtain the information of a “sure thing”.

Your bankruptcy after discharge became a part of a public record and there are people whose job it is to compile a bankruptcy mailing list. There are companies that hire people to gather the information from the public record so they can sell your name to the companies who are anxious to sell you their services. These companies range from credit card companies to credit repair services, and everything in between! Even your local car dealership may buy a list. This is a direct marketing technique to show you the programs they have available to help you re-establish your credit.

The TRUTH is that there isn’t a way to stop receiving mail from these companies once you are on a bankruptcy mailing list. As soon as you request to not be contacted by one company, your name has been sold to another. The mailing list would appear to go on forever. It can be overwhelming for some as they are being inundated with offers for credit like never before. These marketing lists can make it difficult for you to move on if you have chosen not to seek the reestablishment of your credit at this time.

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