Debt is the worst poverty.  ~Thomas Fuller

Few things bring on more worry than being deep in debt.  The inability to take that vacation or go out on the weekends  because of “no money” can be slippery slope .  In fact it has a snowball effect on every aspect of your live.

Think of your life as a business for a second.  You would not want to buy another business that is hamstrung by debt or poor cash flow?  Would you partner with a business that is in constant flux and struggling to barely get by day by day?  Of course you wouldn’t.

Let’s take it at another angle one that I know will hit home.  Think of all that money that is paid into credit cards and car payments each month.  I mean REALLY think about it.  There is so many things you could do.  Life without worrying about money is how YOU should be living.

I’m going to admit I’m not 100% debt fee (almost) or some Dave Ramsey or Suze Orman guru on money. I’m just a man with a wealth of knowledge and a passion to educate people about the peril of debt.  With 7 years of experience as a debt collector I have heard so many nightmare stories and sad tales I can hardly watch the local news at night.  These stories however, are the motivation for this blog.  So if any of these stories sound familar this website is for you:

  • Collection agents harrass you day and night for months on end.  This site is for you!
  • You wish your creditors would disappear. This site is for you!
  • Tired of getting no where in your conquest over debt. This site is for you!
  • Tired of fighting with your spouse about money. This site is for you!

My promise to you is this. I will update this site DAILY to not only give the motivation but insight from my own personal experience to help you get out of debt. If you have a any suggestions, questions or just need to vent.  Please either leave a comment or contact me.

Rick Vaughn.

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