The Truth of Credit

First and foremost, people dying from a horrible disease is never a laughing matter. However, the news media covering this story is ridiculous! One thing I learned a long time ago was the importance of differentiating between actual news from noise. Please do not fall victim to this fear-mongering the media seems to bombard us [...]

“No more fine print, no more confusing terms and conditions. We want clarity and transparency from here on out” – Barack Obama
Last Thursday Barack Obama met up with major credit card lenders with the goal of helping consumers. There is no question this industry needs a serious overhaul. There are still people getting credit cards [...]

“Persistence wears down resistance.” This is a clear belief in the collection industry that seems to think that harassment wears down resistance. With the advent of the automated dialer technology and the ability to mask calls with local numbers, the amount of calls debtors are receiving daily is borderline ridiculous. I know for a fact [...]

The question of “How much is Enough?” is often asked by those of us who hear of Wall Street bonuses and billionaires buying new mansions that they never live in. Stories like these can really make you feel the distance between the “haves” and the “have-nots”. Personally, I do not blame the rich Wall Street [...]

Value Investing is the strategy of selecting stocks that trade for less than their true value. Investors that use this philosophy actively seek stocks of companies that they believe the market has undervalued. They believe that fear and greed move markets. If you are looking to get into value investing here is a list of [...]