The Truth of Credit

This weekend I happened to notice all the Payday Loan Companies in the area near my home. Thankfully, I never had to use one of these companies but I have always heard nothing but bad things about them so I decided to do some research on my own. First and Foremost what is a Payday [...]

Today I would like to discuss my scorn for the Debt Settlement Industry. As the end of the month nears I’m trying to collect as much money as possible and it seems every month I run into a Debt Settlement Company that is impossible to get a hold of. I want to share this for [...]

Bankruptcy, by definition, is when a debtor is declared - either by creditors or his own account - legally insolvent. But when a debtor falsely claims bankruptcy, attempts to conceal his assets, launches petition mills or files multiple claims, he is committing bankruptcy fraud which is a federal offense.

Concealment of Assets-accounts for the majority of [...]

Many of you have viewed your credit report from freecreditreport.com or annualcreditreport.com but as I have posted before not all credit reports are created equal. In short, the credit report you pull from these popular sites is not always the same as the one the banks will pull to check your credit. Today, I want to [...]

If you have ever been late on a car payment, house payment or even a Bally’s membership, the first step made by your creditors is a letter followed by a phone call. The phone call most likely leads to a voicemail for the majority of people screening with caller ids. [...]