The Truth of Credit

Admittedly, this is a commonplace occurrence throughout my day. I would say 20% of the calls I make are wrong numbers. 20% is a lot of calls I am aware,  but there is a reason I’m dialing them and no it is not to piss you off or annoy the person on the other end. So today I [...]

April 21, 2008
This is the last week before closeout for my file. Honestly, I wish I was in better shape in terms of my goal for the month. I hate that my financial well-being lies in the hands of people that don’t pay their bills but I will fight hard till Friday.
8:00 a.m.  I have [...]

I’m aware that almost all of the writing on the Internet regarding Debt Collections state that you should make the collection company verify the debt. This is what I call a “STALL”, and turns out to be just that 95% of the time. This in my opinion is like asking for a paternity test. However, I [...]

Foreclosure is an embarrassing process. Not only does it destroy your credit but can take your dignity as well. There is a new option that is becoming ever more popular and makes more financial sense for the banks to accept.
Short Sale means that the leader is wiling to accept less than the total amount due. Be warned that not [...]

Yes, being in debt can be one of the most depressing things in life. You want to try and balance “living your life” with being fiscally responsible. So how do you deal with the depression of debt? In my experience I have found 3 different ways people deal with financial debt:
1.”Head in the sand”: These are [...]