Educating the Least “Sophisticated” Consumer
Rick Vaughn, Categories: Credit Problems, Dealing with Debt Collectors
Harassment is defined by a wide spectrum of offensive behavior. When the term is used in a legal sense it refers to behaviors that are found threatening or disturbing, and beyond those that are sanctioned by society. OK, even with this definition it can still be hard to judge what behavior is considered harassing; subjectively people view things [...]
Rick Vaughn, Categories: Day in the Life
April 28, 2008
April was a successful month as I was able to reach my goal for the month and had some wonderful surprises at the end is always exciting. Today for my particular file, the higher ups moved all the accounts into a pool until we get our new business accounts which won’t be until later next week. There are [...]
Rick Vaughn, Categories: Credit Problems
I have pondered this question quite often and my opinion changes almost daily. On the one hand I am constantly reminded how credit card companies raise rates for no reason and have collected zillions of dollars in fees. Then I think about all the times I have used my credit card when in a bind (i.e vacations, car [...]
Rick Vaughn, Categories: Bankruptcy, Credit Problems, Credit Repair
This is the “House of Pain” for most debtors and certainly a place you want to avoid at all costs. Just like most things, being proactive is essential to avoid the wrath of the process. In this post I will be using generalities but these are things you need to know about being sued by a collection agency and can be [...]
Rick Vaughn, Categories: Rants
For those of you that have read Tom Friedman’s “The World is Flat” this will come as no surprise to you…the Collection Industry just like many others is being sent overseas to India. Whether you want to believe it or not it’s going to continue to happen as companies are pressured to save money and increase profits. [...]
